Navigating your financial future is a lot like climbing a mountain: exhilarating, but hazardous. Success depends on excellent planning, proper preparation and consistent execution – not just desire and effort.
An expert guide can help you get further, faster and – most importantly – more safely!
Our approach to planning guides you through four phases:
You pick the destination. Our team collects all the details and documents for your unique needs. Then we meet with you to clarify your values and set goals.
One-hour meeting scheduled two weeks after you provide data.
You carry the map. With your values and goals in mind, our team designs strategies to help you reach your destination. We meet with you to explore options.
One-hour meeting one to two weeks after the discover meeting.
You choose the path. We will meet with you to help you implement the financial strategies you’ve chosen.
One-hour meeting one to two weeks after the design meeting.
You climb with confidence. Our team is with you the whole way. We will meet with you regularly to check your path progress and pace.
Regular client meetings in person or via video chat.
Here’s what we do:
Taking the first step.
Your initial meeting with a Piton Wealth team member is complimentary. It’s intended to ascertain if you and we are a good fit. If so, we then review what your specific planning needs might encompass.
We divide planning services into three categories, based on complexity. We further customize each plan based on each client’s specific needs. We may also recommend specific wealth management strategies.
We focus on advice and planning and offer three levels of service.
Because one size does not fit all.
Any one of three specific categories may comprise this service level:
Super Pre-Retirees
Pre-Retirees
Life Changes
“Super” Pre-Retirees: Younger professionals with discretionary income who are already in the habit of making good financial choices but are ready to take their financial planning to the next level – characterized by a willingness to defer gratification to achieve future objectives.
Pre-Retirees: Those within five years of retirement who need to pull together their various income streams to insure that there will be enough to provide the best possible lifestyle – characterized by a willingness to learn how to maximize their retirement options.
Life Changes: Those who experience a life-changing trigger event such as an inheritance, illness, divorce or death in the family – characterized by the need of assistance in figuring out how to adjust financially to a new life reality.
For individuals and families with estates of $2-5 million in value, complexity can bring complications. At this level, Piton Wealth is happy to offer professional assistance in dealing with retirement planning, tax concerns, cash flow decisions, estate tax issues and the accomplishment of charitable objectives.
For those with large estates – often in excess of $5 million – or situations that may be more complex than usual: multiple investment accounts, business ownership, partnership or succession to be taken into consideration, or potentially sizable inheritance or tax considerations. As a part of our “Pinnacle” class service, we extend entry-level financial planning services to adult children of our clients, as well.
This service is designed for those who prefer to partner with a team of professionals in the management for their finances. Comprehensive risk analysis, current market analysis and review of your objectives will guide the creation of the most strategic path forward for your assets – and your life. Investment products under consideration may include stocks, mutual funds, exchange traded funds and/or other asset strategies.
Check out our new RIA page to learn more about the next steps Piton Wealth is taking.